Your standard motor insurance policy (Comprehensive/Own Damage) covers the basics—damage from accidents, fire, or theft. But in a real-world claim scenario, the real stress often comes from unexpected out-of-pocket expenses that your basic policy doesn't cover. Think depreciation costs, the price of minor parts, or your cab fare while your car is in the garage.
Add-ons are the fine-tuning tools of insurance. They are designed to cover the specific gaps and exclusions found in the standard policy, drastically reducing your financial liability at the time of a claim. For a small increase in premium, you gain massive peace of mind.
The Gaps Standard Policy Leaves Behind:
By intelligently comparing and selecting the right add-ons, you can effectively "fill" these gaps and minimize your out-of-pocket expense to virtually zero.
As your IRDAI-licensed broker, our platform is built to provide an unbiased, transparent comparison of add-on covers across a wide network of insurers. We don't just present a list; we offer the context and expertise you need to decide.
We also allow you to compare convenience riders like 24x7 Roadside Assistance (for towing, flat tire support, minor repairs) and No Claim Bonus Protection (which shields your accumulated NCB even after a minor claim).
Our goal is not to sell you every add-on, but to sell you the right add-ons for your profile.
Don't settle for a policy that leaves you exposed. Use the power of informed comparison at bimavale.com to customize a motor insurance policy that truly covers you in every situation.