General Insurance Hub: Protecting Every Aspect of Your Life
Beyond Health and Life: Comprehensive General Insurance
While Health and Life insurance secure your personal well-being and future, General Insurance safeguards the assets you own, the trips you take, and the businesses you build. It is the comprehensive financial safety net that covers non-life risks, protecting you against sudden, catastrophic financial loss due to accidents, theft, property damage, or unforeseen events.
At bimavale.com, we simplify the entire spectrum of General Insurance, offering tailored policies that provide robust financial defense for your travels, your home, your physical capacity, and your commercial ventures.
Your Assets, Your Protection
We offer a curated selection of essential General Insurance products, each designed to mitigate specific, high-impact risks in your life and business.
1. Travel Insurance (Global Safety Net)
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Whether you’re traveling for leisure or business, every journey comes with risks you can’t foresee. Our Travel Insurance plans protect you from medical emergencies abroad, lost baggage, passport loss, flight cancellations, and emergency evacuation. We offer single-trip and multi-trip annual plans for individuals, families, and students.
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Key Benefit: Enjoy 24/7 global assistance and cashless claim support for overseas medical emergencies, ensuring you receive timely, quality care without financial burden.
2. Home Insurance (Securing Your Sanctuary)
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Your home is your biggest asset and sanctuary. Home Insurance protects the structure of your house (walls, roof, fixtures) and/or its contents (furniture, electronics, valuables) against perils such as fire, lightning, explosion, riots, natural calamities (earthquake, flood), and acts of terrorism.
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Coverage Flexibility: Choose between a policy that covers the structure, the contents, or a combined package, allowing you to tailor protection precisely to your needs, whether you are an owner or a tenant.
3. Personal Accident Insurance (Protecting Your Earning Capacity)
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Accidents can happen anywhere, leading to severe injuries that impact your ability to earn an income. Personal Accident (PA) insurance pays a pre-agreed lump-sum benefit in the event of accidental death, Permanent Total Disability (PTD), Permanent Partial Disability (PPD), or even a weekly income benefit for Temporary Total Disablement (TTD).
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Crucial Distinction: This policy pays irrespective of other health or life policies, serving as a vital income replacement tool and debt coverage mechanism.
4. Fire & Burglary Insurance (Essential Property Shield)
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While Home Insurance offers broad cover, standalone Fire & Burglary policies are often used for specific high-value assets or for commercial properties. Fire insurance covers losses to property due to fire, explosion, and related hazards. Burglary insurance covers losses or damages to property due to theft, housebreaking, or attempted theft.
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Usage: Often combined to offer robust protection for commercial inventories, valuable equipment, or specific areas of high risk in a property.
5. Commercial/Shop Insurance (Business Continuity Protection)
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Every business, from a small retail shop to a large warehouse, faces risks from fire, theft, liability, and equipment breakdown. Commercial/Shop Insurance is a flexible package policy that can include multiple covers under one umbrella: fire, burglary, public liability, money in transit, and cover for expensive equipment or machinery.
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Strategic Benefit: Ensures that your business can recover rapidly after an unforeseen event, minimizing downtime and protecting your investment and income stream.
The bimavale General Insurance Advantage
Choosing bimavale means you get more than just a policy; you get a transparent process and dedicated support.
Expert Consultation: Our non-life insurance specialists help you accurately assess the value of the assets you are insuring (correct Sum Insured), preventing both over-insurance and under-insurance at the time of claim.
Simple Comparison: Use our platform to easily compare policy features, exclusions, and deductibles across leading general insurers.
Seamless Claims Support: Our team provides guided assistance for property and accident claims, ensuring correct documentation and follow-up for faster claim settlement.