Health Insurance

For individuals, Bimavale recommends basic health insurance, designed to safeguard against unforeseen medical expenses. This type of insurance covers hospitalisation, surgeries and doctor consultations, ensuring financial relief during medical emergencies.

The premiums of such policies are typically more affordable, making them an excellent option for those looking to secure health coverage at a manageable cost. In addition, basic health insurance often promotes preventive care. Many plans include regular health check-ups, promoting proactive health management. For single individuals, these policies offer peace of mind with emergency medical assistance for situations such as accidents or sudden critical illnesses.

Moreover, starting with basic health insurance at an early stage builds a strong insurance history. This record can prove beneficial when upgrading to more comprehensive plans or future claims. It is an important step toward securing long-term health and financial protection.

For families, Bimavale recommends floater health plans, which provide comprehensive coverage for the whole family with a single policy. These plans ensure that all family members, including parents, are protected with a shared sum insured. This approach provides extensive coverage to the entire family while making it more economical than purchasing separate policies for everyone.

These policies typically cover hospitalisation and preventive care services. Many also offer maternity benefits and cover other essential needs. Family floater plans are particularly beneficial for senior family members. Moreover, some family floater policies address critical illnesses and pre-existing conditions after a specified waiting period, giving families the confidence that their medical needs are well-covered.